The BN Village - View Single Post - Do black people have problems with business loans???

Parris · (#2 (**permalink**))

Peace Le Moor,

[line]

I'm not sure......whish I knew. I do believe that it is racism, and cultural ignorance.

dimoke mentioned something about bruthaz wanting a woman with FIRE....she just might be on to something. (at the right times of course).

Share with you a personal (I know how yall hate that)

My wife and I were looking to get a loan that would consolidate all our properties. Instead of making four different payments, we decided it would be better to my one payment on four differnt prorperties. Shold have done it long time ago (but that's another story...I'm still learning).

I dropped her and my son off at the front of the bank, My wife got out.....and went in while I parked the car (it was raining). I had just come from shooting ball with the fellaz, I wasn't funky or anything, I had taken a shower at the gym, but I was in basketball clothes. I decided I'd take a quick detour and go get a soda...it took about 10 -15 min. When I called her on the phone, she told me the guy was real nice, all our paper worked checked out and everything was cool.......LOL........then she had me GO BACK, to the store and get a snack for her and little Parris (women).

*sigh*

When I finally get to the bank, I park, go in....find her and my son....(he's bouncin' off the walls, but that's another story)...she's pleased. I had spoken to the loan officer on the phone while I rain my "go-get-drinks-erron". Then the guy comes back, sees me, he tries to play it off......and I can tell the look of SHOCK on his face.....One minute he's talking to a beautiful Asian woman and her son, the next he's looking at a 6'1 black man.....here I am, looking bummy and wet, asking for a 780,000 dollar loan.

Ohhhhhhhhhh they it all changes, now its. "Oh I just need to double check your credit" and "Do you think you can supply me with three more references" and "It doesn't look like we will be able to give you 5 ($4,559.80 a month) but how about 7.5. ($5,764.13 a month)"

HUH?

LOL...then comes another guy, and a manager. I tell my wife in Japanese "hakujin kuwaidesu ne" (I think I scared the white guy. She nods, and then out of no where lets the guy have it.

Now my wife who is normally the calm one of us two, but she explodes.... EXPLODES...woooo....(it was great, but that's another story as well). I was just standing there like "Yeah" "Yeah, get him baby!" my son is just looking like "wooooooooooo you in trouble"

She rips the guy up one side of his face and down the other, and destroys of few other people on the way out.

A lof of times we scream racism, when there really sisn't......but if this wasn't, I don't know what is.

PaRrIs