Backatyagave you some very straight forward and easy methods to starting asavings account. One thing that you really need to do iscreate a budget or spending plan. You have to track every dollar/pound that you spend.Once you do that for a couple of months you will quickly see the areas where you can cut back.

I would open a direct depoist savings account and have 10 or20 dollars per month drafted to that account. You want to start off with an amount that you will not miss.You can increase it once you get comfortable saving that initial amount. When you get raises at your job put the increase or a portion of it in savings before you ever spend the first dollar.